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Iowa Capital Gains Tax Calculator (2025)

Calculate federal and Iowa capital gains tax on stocks, real estate, and investments. See short-term, long-term, and NIIT rates for Iowa residents.

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Total Capital Gains Tax

$9,400

18.80%

Effective CG Rate

Net After Tax

$40,600

Federal CG Tax

$7,500

IA State Tax

$1,900

Summary

Your total capital gains tax is $9,400 (18.80% effective rate) on $50,000 in gains.

Long-term gains: $50,000 at 15% — 15.00% blended federal rate.

No NIIT applies — your income is below the $200,000 MAGI threshold for your filing status.

Iowa taxes capital gains at 3.80% effective rate, adding $1,900 to your total tax.

Net After Tax: $40,600
Fed LTCG

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Tax ComponentTax AmountEffective Rate
Federal Long-Term CG Tax$7,50015.00%
Iowa Capital Gains Tax$1,9003.80%
Total Capital Gains Tax$9,40018.80%

Estimated federal and Iowa capital gains tax. Excludes wash sale rules, 1031 exchanges, qualified opportunity zones, and state-specific exclusions. Not tax advice.

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