$
$
Total Tax
$7,500
$7,500
Total Tax
LTCG Tax
$7,500
NIIT
$0
Effective Rate
15.00%
Summary
On $50,000 in long-term capital gains with $75,000 other income, your total tax is $7,500 for 2025.
Long-term capital gains (held > 1 year) benefit from preferential tax rates of 0%, 15%, or 20%.
Bracket stacking: your ordinary income fills lower brackets first, then LTCG is taxed on top at its own rates.
You are below the NIIT threshold -- no 3.8% surtax applies to your investment income.
15% bracket: $7,500
LTCG Bracket Allocation
1 rows
| Rate | Amount in Bracket | Tax |
|---|---|---|
| 15% | $50,000 | $7,500 |
Estimates federal tax on long-term capital gains only. Does not include state/local taxes, AMT, or credits. Not tax advice.