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New York Capital Gains Tax Calculator (2025)

Calculate federal and New York capital gains tax on stocks, real estate, and investments. See short-term, long-term, and NIIT rates for New York residents.

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Total Capital Gains Tax

$10,432

20.86%

Effective CG Rate

Net After Tax

$39,568

Federal CG Tax

$7,500

NY State Tax

$2,932

Summary

Your total capital gains tax is $10,432 (20.86% effective rate) on $50,000 in gains.

Long-term gains: $50,000 at 15% — 15.00% blended federal rate.

No NIIT applies — your income is below the $200,000 MAGI threshold for your filing status.

New York taxes capital gains at 5.86% effective rate, adding $2,932 to your total tax.

Net After Tax: $39,568
Fed LTCG

3 rows

Tax ComponentTax AmountEffective Rate
Federal Long-Term CG Tax$7,50015.00%
New York Capital Gains Tax$2,9325.86%
Total Capital Gains Tax$10,43220.86%

Estimated federal and New York capital gains tax. Excludes wash sale rules, 1031 exchanges, qualified opportunity zones, and state-specific exclusions. Not tax advice.

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