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Estate & Gift Tax Calculator (2025)

Calculate federal estate tax with the $13.99M lifetime exemption, gift exclusion, and rates up to 40% including portability.

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Estate Tax

$0

$0

Estate Tax

Taxable Estate

$0

Exemption Used

$5,000,000

Effective Rate

0.00%

Summary

Your estate of $5,000,000 falls within the lifetime exemption and owes no estate tax.

The federal estate and gift tax exemption is $13,990,000 for individuals in 2025, shielding most estates from tax.

You can gift up to $19,000 per recipient per year (2025) without using any of your lifetime exemption.

The federal estate and gift tax rate is a flat 40% on amounts exceeding the exemption.

The elevated exemption expires after 2025 under current law, potentially dropping to roughly half (~$7M) in 2026.

Estate Tax Journey

7 rows

StepAmount
Estate Value$5,000,000
+ Lifetime Gifts$0
+ Annual Gifts (taxable)$0
= Gross Estate$5,000,000
- Exemption$5,000,000
= Taxable Estate$0
= Estate Tax$0

Estimate based on federal estate and gift tax law. Does not account for state estate or inheritance taxes, charitable deductions, marital deduction, or generation-skipping transfer tax. Not tax advice.

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