States scored on a composite of income tax rate (50%), property tax rate (30%), and Social Security taxation (20%). Lower score = more tax-friendly.
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| Rank | State | Value |
|---|---|---|
| 1 | NevadaNV | No Income Tax0.15 pts |
| 2 | TennesseeTN | No Income Tax0.16 pts |
| 3 | WyomingWY | No Income Tax0.16 pts |
| 4 | WashingtonWA | No Income Tax0.22 pts |
| 5 | FloridaFL | No Income Tax0.23 pts |
| 6 | AlaskaAK | No Income Tax0.28 pts |
| 7 | South DakotaSD | No Income Tax0.30 pts |
| 8 | TexasTX | No Income Tax0.42 pts |
| 9 | New HampshireNH | No Income Tax0.45 pts |
| 10 | ArizonaAZ | 1.39 pts |
| 11 | North DakotaND | 1.53 pts |
| 12 | LouisianaLA | 1.67 pts |
| 13 | IndianaIN | 1.73 pts |
| 14 | PennsylvaniaPA | 1.91 pts |
| 15 | ArkansasAR | 2.12 pts |
| 16 | OhioOH | 2.16 pts |
| 17 | KentuckyKY | 2.22 pts |
| 18 | IowaIA | 2.30 pts |
| 19 | North CarolinaNC | 2.32 pts |
| 20 | MississippiMS | 2.37 pts |
| 21 | MichiganMI | 2.48 pts |
| 22 | AlabamaAL | 2.61 pts |
| 23 | OklahomaOK | 2.61 pts |
| 24 | MissouriMO | 2.62 pts |
| 25 | GeorgiaGA | 2.93 pts |
| 26 | IdahoID | 3.00 pts |
| 27 | NebraskaNE | 3.03 pts |
| 28 | IllinoisIL | 3.04 pts |
| 29 | VirginiaVA | 3.11 pts |
| 30 | MarylandMD | 3.15 pts |
| 31 | KansasKS | 3.15 pts |
| 32 | South CarolinaSC | 3.25 pts |
| 33 | DelawareDE | 3.46 pts |
| 34 | MaineME | 3.87 pts |
| 35 | WisconsinWI | 4.22 pts |
| 36 | MassachusettsMA | 4.80 pts |
| 37 | OregonOR | 5.19 pts |
| 38 | District of ColumbiaDC | 5.55 pts |
| 39 | HawaiiHI | 5.59 pts |
| 40 | New YorkNY | 5.84 pts |
| 41 | New JerseyNJ | 5.94 pts |
| 42 | CaliforniaCA | 6.86 pts |
| 43 | ColoradoCO | Taxes SS22.35 pts |
| 44 | UtahUT | Taxes SS22.42 pts |
| 45 | West VirginiaWV | Taxes SS22.56 pts |
| 46 | MontanaMT | Taxes SS23.13 pts |
| 47 | New MexicoNM | Taxes SS23.14 pts |
| 48 | Rhode IslandRI | Taxes SS23.33 pts |
| 49 | ConnecticutCT | Taxes SS23.96 pts |
| 50 | VermontVT | Taxes SS24.83 pts |
| 51 | MinnesotaMN | Taxes SS25.23 pts |
Most states exempt Social Security benefits from state income tax. These states won't touch your SS check.
These 9 states don't levy a personal income tax, letting residents keep more of their earnings.
States ranked by effective property tax rate on owner-occupied housing, from lowest to highest.
Data reflects 2025 tax year rates from the Tax Foundation and state revenue departments. Rankings are for general comparison only and may not reflect individual circumstances. Consult a tax professional for personalized advice.
