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Retirement Tax by State Calculator (2025)

Compare total tax on retirement income across all 50 states + DC. See which states tax 401(k), IRA, pension, and Social Security income the least.

Retirement Income Profile

Enter your retirement income to compare tax across all 50 states + DC.

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Lowest Tax State

Alaska (AK)

$8,990

total tax on retirement income

Net Income $72,010
Eff. Rate 11.10%
State Tax $0

Summary

Alaska (AK) offers the lowest total tax burden of $8,990 on your retirement income, saving you up to $4,787 per year compared to the highest-tax state.

Alaska (AK) has the lowest total tax on retirement income at $8,990, yielding $72,010 in net income.

Oregon (OR) has the highest total tax at $13,777 -- $4,787 more than the lowest-tax state.

9 states impose $0 state tax on this retirement income profile, including Alaska (AK), Florida (FL), Nevada (NV).

Effective tax rates range from 11.10% to 17.01% -- a 5.91% spread.

All 50 States + DC Ranked

Sorted by total tax on retirement income (lowest first).

51 rows

#StateFederal TaxState TaxTotal TaxNet IncomeEff. Rate
1Alaska (AK)$8,990$0$8,990$72,01011.10%
2Florida (FL)$8,990$0$8,990$72,01011.10%
3Nevada (NV)$8,990$0$8,990$72,01011.10%
4New Hampshire (NH)$8,990$0$8,990$72,01011.10%
5South Dakota (SD)$8,990$0$8,990$72,01011.10%
6Tennessee (TN)$8,990$0$8,990$72,01011.10%
7Texas (TX)$8,990$0$8,990$72,01011.10%
8Washington (WA)$8,990$0$8,990$72,01011.10%
9Wyoming (WY)$8,990$0$8,990$72,01011.10%
10North Dakota (ND)$8,990$320$9,310$71,69011.49%
11Ohio (OH)$8,990$985$9,975$71,02612.31%
12Arizona (AZ)$8,990$1,225$10,215$70,78512.61%

Estimates are for planning purposes and don't constitute tax advice.

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