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Retirement Tax by State Calculator (2025)

Compare total tax on retirement income across all 50 states + DC. See which states tax 401(k), IRA, pension, and Social Security income the least.

Retirement Income Profile

Enter your retirement income to compare tax across all 50 states + DC.

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Lowest Tax State

Alaska (AK)

$9,434

total tax on retirement income

Net Income $71,566
Eff. Rate 11.65%
State Tax $0

Summary

Alaska (AK) offers the lowest total tax burden of $9,434 on your retirement income, saving you up to $4,787 per year compared to the highest-tax state.

Alaska (AK) has the lowest total tax on retirement income at $9,434, yielding $71,566 in net income.

Oregon (OR) has the highest total tax at $14,221 -- $4,787 more than the lowest-tax state.

9 states impose $0 state tax on this retirement income profile, including Alaska (AK), Florida (FL), Nevada (NV).

Effective tax rates range from 11.65% to 17.56% -- a 5.91% spread.

All 50 States + DC Ranked

Sorted by total tax on retirement income (lowest first).

51 rows

#StateFederal TaxState TaxTotal TaxNet IncomeEff. Rate
1Alaska (AK)$9,434$0$9,434$71,56611.65%
2Florida (FL)$9,434$0$9,434$71,56611.65%
3Nevada (NV)$9,434$0$9,434$71,56611.65%
4New Hampshire (NH)$9,434$0$9,434$71,56611.65%
5South Dakota (SD)$9,434$0$9,434$71,56611.65%
6Tennessee (TN)$9,434$0$9,434$71,56611.65%
7Texas (TX)$9,434$0$9,434$71,56611.65%
8Washington (WA)$9,434$0$9,434$71,56611.65%
9Wyoming (WY)$9,434$0$9,434$71,56611.65%
10North Dakota (ND)$9,434$342$9,776$71,22412.07%
11Ohio (OH)$9,434$985$10,419$70,58212.86%
12Arizona (AZ)$9,434$1,225$10,659$70,34113.16%

Estimates are for planning purposes and don't constitute tax advice.

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